Comparing Apples with Apples: Comparison Rates explained 2019-03-26 Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as possible, we have comparison rates. You’re looking for the best mortgage deal and you see an ad. It shouts ‘3.8% INTEREST!’ and, underneath that seemingly too... Read more
Inspection checklist 2019-03-14 When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection. Is it right for you? Is a spare bedroom, second bathroom or ensuite a must? Will everyone be safe or comfortable climbing stairs? Doe... Read more
When is the best time to refinance your home loan? 2019-03-13 As a home owner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances. Refinancing can also allow you to con... Read more
Thinking of buying off the plan? Read this first. 2019-03-12 Buying property off-plan can be exciting: the promise of a brand new home to which you can add your own personal touches, choosing your preferred designs and specifications. In a rising property market, it can also prove a lucrative investment – but not always. If you’re considering it, be prepar... Read more
Don't Kill Competition 2019-02-15 Dear Australian homeowners and home buyers, What would a world without Mortgage brokers look like? Possible legislation change threatens the mortgage broking industry, which could see all Australians having less access to smaller lenders and even less access to credit. As competition a... Read more
Why some Interest-Only Borrowers are keen to switch 2019-01-18 New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own loan structure. Rewind a few years and many people would have confidently assured you that an interest-only loan – a home loan on which you only have to make interest ... Read more
Is buying to flip still viable in today's market? 2019-01-18 With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing numbers of Australians have been ‘buying to flip’ – buying a property, renovating it and selling it at a profit. Buying to flip can be lucrative when property prices are ... Read more
Mortgage Broker market share surges to a record 59.1% 2019-01-17 More Australians are using a Mortgage Broker than ever before. New figures show that the proportion of Residential Australian Mortgages introduced by brokers grew to 59.1% in the September quarter of 2018! MFAA CEO Mike Felton said the result reflects not only the trust and confidence customer... Read more
Fixed Interest Rates Explained 2019-01-03 With interest rates at an all-time low, taking the option of locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive. However, it pays to know the ins and outs of fixed-rate loans before committing to one. When purchasing a property, borrowe... Read more
Q & A - Pest Inspections 2019-01-03 Pest inspections are an essential part of the home-buying process. Mortgage and Finance Help spoke to Justin Hammerschmidt, an Inspector at Sydney PrePurchase, about what pest inspectors are looking for and how to interpret their reports. Q What pest inspections need to be carried out pri... Read more
Priority Team awarded 2018 Best Regional Broker (NSW/ACT) 2018-12-06 We are very proud of the exceptional service we provide to our customers and it was an absolute honour to receive recognition of this at the 2018 FAST Professional Development Convention in Adelaide last week. We received the award for Best Regional Broker (NSW/ACT). Thank you to our wonderful... Read more
How to modernise your kitchen on a budget 2018-11-13 If you want to modernise your kitchen but you’re concerned about the cost, don’t be dismayed. There are many ways to get a new kitchen without destroying your bank balance. Downgrade to upgrade Saving money doesn’t mean you have to compromise on everything in your new kitchen. Select a few fitti... Read more
